Mortgage Calculator

Simple math.Clear answers.

Purchase Calculator – There’s a lot that goes into a monthly payment. We break it down so you know your budget.

Refinance Calculator – Curious if a refinance would save you money? Find out what your new monthly payment could be.

$

5%

1%

5%

$
$

$1421

Monthly Payment

Principal & Interest $1421

5,000 $1421

Monthly HOA $1421

Monthly Insurance $1421

Affordability calculator is for illustrative purposes only. Accuracy not guaranteed.
$

5%

1%

5%

$
$

$1421

Monthly FHA Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Monthly Mortgage Insurance $0

Affordability calculator is for illustrative purposes only. Accuracy not guaranteed.
$

0%

1%

5%

$
$

$1421

Monthly VA Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Purchase Price $1421

VA Funding Fee $1421

$1421

Affordability calculator is for illustrative purposes only. Accuracy not guaranteed.
Use of this calculator does not pre-qualify or qualify you for any loan, or guarantee that you will be eligible for a loan. Use of the calculator should not be construed as an attempt by RateCloud to extend an offer of credit on loan terms. This calculator is a tool that can be used to help estimate monthly payments using parameters set by the user. Further information that is not entered into this calculator is required to qualify for a loan, such as the user’s credit profile. Additional fees and/or charges may apply based on the terms set by user, including the need for mortgage insurance. All of the information inputted into this calculator, including the mortgage rate, is based on estimates and should be used for comparison purposes only, as actual amounts may be higher or lower. RateCloud is not bound by the results of the calculator. Results are an estimate based on the information provided by the user. Accuracy of the results is not guaranteed by RateCloud, therefore the results should not be relied upon. RateCloud is not responsible for any errors or misrepresentations from the use of this calculator. The results calculated are not binding on RateCloud, therefore RateCloud is not liable for any difference between the estimated monthly payment calculated and any actual monthly payment.